Selected Services
Making healthcare, dependent care and flexible spending choices? Auto loans? Buy or lease? Refinance? 15 vs 30 yr. mortgage? Fixed or adjustable rate? Home equity line of credit? Best credit card?
Saving enough? How much will you need? Understanding your 401k, 403b or SEP plans? Social security expectations? Rollovers? Is a Roth or traditional IRA best for you? How to handle ESOP and stock options? Retirement health care? Annuities or reverse mortgages?
Worried about paying for college? Need help with the FAFSA process? Pre-paid tuition and dorm programs? 529 Plans? What is the most cost effective meal plan? What about student loans, grants & other financial aid?
Are you properly investing among stocks, funds, treasuries, bonds, & cash or certificates of deposit (CDs)? What are index or Exchange Traded Funds (ETFs)? Perhaps you pay too much in management fees?
We can help with health plan and homeowners, auto, life, disability, long term care, liability and umbrella choices. We sell nothing, so offer completely objective, unbiased advice for your specific situation.
Want to learn more or just need occasional guidance? We can coach you as you take control of your financial future. Whether breadth or depth, we will deliver tailored training for your specific need or situation.
Learn More
5 Key Steps
Step 1: Getting Started Assess progress against your baseline: Calculate your net worth: Make a list of all your assets and subtract your debts (or use a wealth-tracking app). This is the benchmark against which you can measure future progress. And don’t panic if your net worth declines during tough market periods—what’s important [...]
What’s a “Fee-Only” Planner
A "fee-only" financial advisor receives compensation only from you, like a CPA or attorney, versus being paid through commissions from products they sell. Fee-only financial advisors do not sell products or receive compensation from a brokerage firm, a mutual fund company, an insurance company, or any source other than [...]
Time for a Check-Up?
Here are a few reminders to help you stay fiscally fit: Review your insurance policies. Double check coverage and beneficiaries. Check on the progress of your college, retirement and other savings plans, updating fundamental assumptions if needed. In August, take advantage of your back to school sales tax holiday. Plan for employer healthcare open [...]
Overwhelmed With 401k Choices?
So, you’ve decided to begin or increase saving in your company’s 401k. However, the choices seem overwhelming. Large cap . . . mid cap . . . real estate trusts . . . money markets. You are just not sure where to begin. You are not alone! Many struggle to [...]
We’re Here To Help